Know whether a property development is viable before committing your capital.
Lumee-O analyses development costs, projected sales, financing, profitability, cash flow and project risk—then produces a scored and stress-tested investment verdict.
Viability Verdict
Projected Revenue
₦2.40B
Development Cost
₦1.82B
Expected Profit
₦580M
Funding Requirement
₦1.20B
Property decisions should not depend on assumptions alone.
Development opportunities can appear profitable while hiding critical risks. Underestimated construction costs, unrealistic selling prices, financing pressure, delayed sales and cash-flow gaps can materially affect project performance.
Cost escalation
Construction costs rise beyond the initial budget.
Slow sales
Units take longer to sell than projected.
Funding gaps
Cash flow falls short of project needs.
Unrealistic pricing
Selling prices do not match market reality.
Inadequate returns
Profit margins fall below investor expectations.
Test the project before committing the capital.
Development Viability Analysis
Evaluate projected revenue, development cost, financing requirements and expected profitability.
Stress Testing
See how cost escalation, slower sales, price reductions and financing pressure affect project performance.
Investment Scoring
Receive a structured viability score and an understandable project verdict.
Decision-Ready Reports
Present key assumptions, financial outcomes and project risks to partners, investors and financiers.
From development concept to informed decision.
Create Your Project
Enter the project location, development type and proposed unit mix.
Add Your Assumptions
Provide development costs, sales prices, programme, sales schedule and financing assumptions.
Run the Analysis
Lumee-O evaluates cash flow, profitability, funding requirements and project risks.
Review the Verdict
Understand the viability score, stress-test result, critical risks and recommended actions.
Who it is for.
Property Developers
Evaluate opportunities and funding requirements before commencing development.
Landowners
Assess whether a proposed development or joint-venture offer provides reasonable value.
Investors
Understand expected returns, funding exposure and sensitivity to changing assumptions.
Financiers
Review the project cash-flow profile, repayment capacity and major development risks.
Joint-Venture Professionals
Compare proposed structures and support transparent negotiations between project parties.
See what a Lumee-O assessment reveals.
Illustrative Sample — Not Investment Advice
Overall Viability Score
Viability Verdict
Key Financial Metrics
Three Key Risks
- Construction cost escalation of 8–12% could compress margin below target.
- Sales velocity slower than projected extends the funding period.
- Interest rate increases raise finance cost and reduce net margin.
Three Recommended Actions
- Lock key contractor pricing before committing to the development.
- Validate selling prices against recent comparable sales in the submarket.
- Negotiate a flexible drawdown schedule to reduce peak funding exposure.
Make better development decisions with clearer evidence.
Simple pricing for every stage.
Start with a single analysis or subscribe for ongoing assessments. All prices are in Nigerian Naira (₦).
Pay Per Analysis
Run a single viability assessment. No subscription required.
- One full viability analysis
- Viability score and verdict
- Project assumptions review
Solo
For individual professionals running regular assessments.
- Unlimited viability analyses
- 5 stress-test credits per month
- Decision-ready reports
- Save and compare projects
Firm
For teams that need shared access and unlimited stress testing.
- Everything in Solo
- Unlimited stress tests
- Organisation workspace
- Team member invitations
Stress-test credits and premium reviews can also be purchased separately. Prices are illustrative and may be updated before public launch.
Your project information deserves responsible handling.
Secure authentication
Sign-in is managed through the platform authentication system.
Role-based access
User roles determine what can be viewed and changed.
Separate workspaces
Individual and organisation accounts are kept separate.
Controlled project access
Project information is scoped to the relevant organisation.
Privacy-conscious handling
Project data is stored with access controls in place.
Frequently asked questions.
Lumee-O is a decision-support tool and does not replace independent professional, legal, valuation, engineering or investment advice.
Test your next development before committing your capital.
Create your project, examine your assumptions and understand the financial risks before making the investment decision.